Auto Loan Rates

 

Russell Country Federal Credit Union
Loan Rates
September 1, 2007

New & Used Titled Vehicle Loan Rates

Type of Loan

Term

APR

Auto

36 months

As Low As 6.00% Fixed - 6.00% Variable

48 months

As Low As 6.00% Fixed - 6.00% Variable

60 months

As Low As 6.00% Fixed - 6.00% Variable

72 months

As Low As 6.25% Fixed - 6.25% Variable

 

84 months

As Low As 6.40% Fixed-6.40% Variable

 

 

 

 

 

Type of Loan

Term

APR

Boat and Motorcycle

36 months

As Low As 6.25% Fixed - 6.25% Variable

 

48 months

As Low As 6.25% Fixed - 6.25% Variable

 

60 months

As Low As 6.25% Fixed - 6.25% Variable

 

72 months

As Low As 7.50% Fixed - 7.50% Variable

 

96 months

As Low As 7.75% Fixed-7.75% Variable

 

120 months

As Low As 8.00% Fixed-8.00% Variable

 

 

 

 

 

Type of Loan

Term

APR

Recreational Vehicle

60 months

As Low As 6.00% Fixed-6.00% Variable

 

72 months

As Low As 6.50% Fixed-6.50% Variable

 

108 months

As Low As 6.75% Fixed-6.75% Variable

 

144 months

As Low As 7.50% Fixed-7.50% Variable

 

180 months

As Low As 7.75% Fixed-7.75% Variable

 

 

 

 

 

Share Secured Loan Rates

Type of Loan

Term

APR

Regular Share Account

120 months maximum

3.50% over the current APR

Money Market Share Account

120 months maximum

3.50% over the current APR

*Rate will never be less than 7.00% on share accounts used as security.

Share Certificate Account

Term of the certificate

3.50% over the rate of the certificate

 

 

 

 

 

Unsecured Loan Rates

Type of Loan

Term

APR

Personal Loan

60 months maximum

As Low As 13.00% Variable APR

Preferred Line of Credit

Open-ended term

As Low As 13.00% Variable APR

 

 

 

 

 

Real Estate Loan Rates

Type of Loan

Term

APR

First Mortgage

Amortization up to 30 years / 5 year term

6.50% Fixed APR

Second Mortgage

Amortization up to 20 years / 5 year term

As Low As 6.25% Fixed APR

Home Equity Line of Credit

Repayment terms up to 15 years

As Low As 6.25% Variable APR

Mobile Home

240 months maximum

10.50% Fixed APR