Loan Rates

 

Russell Country Federal Credit Union

Loan Rates

July 1, 2008

 

New & Used Titled Vehicle Loan Rates

Type of Loan

APR

Auto

As Low As 4.75% Fixed

 

 

 

Type of Loan

APR

Seasonal

(RV, Travel Trailer, Boat) 

As Low As 4.75% Fixed

Type of Loan

APR

Seasonal

(Motorcycle, Snowmobile,ATV)

As Low As 5.75% Fixed

 

Share Secured Loan Rates

Type of Loan

APR

Regular Share Account

3.50% over the current APR

Money Market Share Account

3.50% over the current APR

*Rate will never be less than 7.00% on share accounts used as security.

Share Certificate Account

3.50% over the rate of the certificate

 

 

 

Unsecured Loan Rates

Type of Loan

APR

Personal Loan

As Low As 11.00% Variable APR

Preferred Line of Credit

As Low As 11.00% Variable APR

 

 

 

Real Estate Loan Rates

Type of Loan

Term

APR

First Mortgage

Amortization up to 30 years / 5 year term

5.50% Fixed APR

Second Mortgage

Amortization up to 20 years / 5 year term

As Low As 6.20% Fixed APR

Home Equity Line of Credit

Repayment terms up to 15 years

As Low As 6.20% Variable APR

Mobile Home

240 months maximum

10.50% Fixed APR